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At Giles & Lambert, P.C.

Bankruptcy Means a New Beginning

From the loss of a job, to divorce, to overwhelming medical bills or student loans, at Giles & Lambert we know that debts can rob you of sleep, patience, and a sense of freedom.

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Chapter 7

“Straight” bankruptcy completely wipes out some types of debt, giving you the chance to have a fresh start.

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Chapter 13

"Consolidation” bankruptcy is an opportunity for you to substantially reduce your current payments.

Schedule a Free Consultation

Giles & Lambert is a federally designated debt relief agency here to help you.  Bankruptcy is your legal right that can open new opportunities and give you a second chance at financial and emotional security. It's time to take charge and live a debt and stress free life.

Are you looking at your tax refund trying to figure out if it will help you catch up on debt? If you're just catching up and not able to pay off debt entirely, you should consider whether bankruptcy is right for you.

News & Insights

More than a $1.25 Million in Student Loans Discharged or Forgiven!

In only a year and a half, Giles & Lambert, PC has achieved forgiveness or discharge for a total of $1,282,998 in student loans for our clients. With our current unprecedented success in this area, we expect to discharge or achieve forgiveness for more than $2,000,000 in student loans by the end of this year!

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More than a $1.25 Million in Student Loans Discharged or Forgiven!

Start with one simple meeting.


Are we able to help you with your particular situation?


We'll discuss what we can do to build your case.


Take a deep breath. We're not done yet, but you're in good hands.

Helping clients throughout the Region

"Malissa and her staff are INCREDIBLE and were a Godsend!!! They were extremely helpful, knowledgeable and very communicative during the process. Whenever I had a question they were patient, polite and responsive. I was scared of the process but after meeting with her and her team I felt at ease and comfortable. I recommend anyone who needs help with the services she provides, to go with her as you won’t be disappointed!"


"I am very pleased with the service that I received at Giles & Lambert.
They always provided a quick response to my emails and phone calls and to me that was very important. Everyone in the office is very professional and helpful.
I would definitely recommend Giles & Lambert."


"With me every step of the way! I never felt alone. Kept me informed of everything. I truly felt they had my best interest at heart."


"Giles and Lambert were so kind, so supportive through this entire process. They understood this was devastating for me and did everything they could to make it easier for me. I will be eternally grateful for their help, their kindness, and their understanding."


"I would recommend Giles & Lambert to all of my friends that I think would need them they did a very fine job to help me and I praise them for that to have an awesome team I would like to give them a 10 star but I can only give him five but trust me they deserve A10."


"The entire team is swift, beyond well educated, humble and kind while being straight to the point and keeping you up to date with everything you need. Well worth the money and time, thank you for giving our family a chance to start fresh!"


"Very professional, non judgmental, honest and to the point and walk you thru the process to ensure you have complete understanding. They allow to pay in full or make payments. You would not be disappointed coming here."


"They were very meticulous, kind, understanding, and always able and willing to help. Everything went smoothly and for that I am grateful. I did not want to file bankruptcy but I had no choice at that time. I recommend Giles & Lambert to everyone!"


"Most Def Recommend these Individuals when it comes to this kind of Decision Easy n very helpful GOOD group of Awesome people"


I was in a terrible mess with credit cards I didn’t knowwhich way to turn. I went to Giles & Lambert and they made me feelcomfortable. They also help me with a company that was really taking me for aride, and they helped me with that. If you need help they will honestly helpyou with your problems. Give them a try when you need help. They are very good.


"I was so lucky that I found Malissa Giles. Yes, I found her using Google! The attorney representing the bank told me that he had never had anyone come through a Chapter 7 process as well as I did. He said, "You really need to thank your attorney, Malissa did an excellent job!"


"We chose Giles and Lambert to help us through filing for Bankruptcy. We had no idea how great Amber was, but we knew on our very first appointment that we were in great hands. She was so kind and helpful the entire time. She definitely knows how this process works and she was on top of everything for us. She truly made everything simple and we are so very thankful for her! Heather, was our attorney and she was wonderful to us too. She advised us of everything and what to expect at our hearing and made us feel comfortable. She was right there with us and spoke on our behalf and made it so smooth. After the hearing, she reached out to assure us that we did fine and everything went great. We would definitely recommend them if you are considering bankruptcy. Giles and Lambert are extremely lucky to have them both! Thank you both so much!"


"Wow where do I start! I would recommend Heather Parsons &Amber Ross to anyone for all of your bankruptcy or financial issues. They are amazing. Personable, caring, and they truly get the job done. Both the Blacksburg and Roanoke offices are great but Mrs. Parsons & Ms. Ross were the ones I worked with the most. My family went through so much during our bankruptcy and Giles & Lambert was always there when we needed anything! I would give them way more stars if I could! They’re the best."


"Malissa Giles did everything possible to help us through our whole bankruptcy process. I would highly recommend them if you find yourself in that situation."


"My husband and I were going through such a rough time, but Malissa Giles and her team really took us in and gave us guidance to get us through. Everyone there is super nice and helpful! And I tell you, we probably called them a dozen times with questions. We highly recommend Giles & Lambert.


We Are Here to Help
We are pleased to add phone and video conferencing options to our clients for their safety and convenience during the Coronavirus outbreak.
Please call (540) 981-9000 to hear our options and set your appointment.
Click here for more information