At Giles & Lambert, P.C.

Bankruptcy Means a New Beginning

From the loss of a job, to divorce, to overwhelming medical bills or student loans, at Giles & Lambert we know that debts can rob you of sleep, patience, and a sense of freedom.

Chapter 7

“Straight” bankruptcy completely wipes out some types of debt, giving you the chance to have a fresh start.

Chapter 13

"Consolidation” bankruptcy is an opportunity for you to substantially reduce your current payments.

Schedule a Free Consultation

Giles & Lambert is a federally designated debt relief agency here to help you. Bankruptcy is your legal right that can open new opportunities and give you a second chance at financial and emotional security. It's time to take charge and live a debt and stress free life.

Are you looking at your tax refund trying to figure out if it will help you catch up on debt? If you're just catching up and not able to pay off debt entirely, you should consider whether bankruptcy is right for you.

News & Insights

Use Your Tax Refund to Get Out of Debt Permanently!

As the IRS starts processing tax refunds on Friday, Feb. 12, 2021, it is important to consider how you will use those funds. Are you already dividing up your tax refund and trying to figure out who to pay...

Start with one simple meeting.

1

Are we able to help you with your particular situation?

2

We'll discuss what we can do to build your case.

3

Take a deep breath. We're not done yet, but you're in good hands.

Helping clients throughout the Region

"I’m very pleased with the service I received at the Blacksburg office, as well as with your team in the Roanoke office. Filing bankruptcy was a difficult decision, but having your team walk me through each step made the process easier and less stressful. Thanks again!!"

D.F. - 2018 Chapter 13 Client

“Malissa, thank you for helping me with my bankruptcy process. This is a very emotional time for me and your expertise, knowledge, and advice is very appreciated in assisting me through.”

J.D. - 2012 Chapter 7 Client – Roanoke, VA

“Thank you so much for your help with this. You are right, it is so diffcult to ask for help or admit you’ve failed. You and your staff, esp. Erin, made things so much easier for me. You have no idea how much I appreciate all you did for me.”

A.N. - 2018 Chapter 13 Client

Take a deep breath.

We're here to help.