Tracy Giles has been named one of the 2012 "Leaders in the Law" by the Virginia Lawyers Weekly. Giles is one of only 28 attorneys in Virginia recognized for changing the law, serving the community, and improving Virginia's justice system, among other accomplishments.
"I got myself into this mess, but with a 2nd chance I will get back on track. Now I can put the fear of losing my house behind me, sleep better...breathe! ... Kristina told me you reduced my fee. That just shows me you and your good wife are in this business to help folks like me... thanks for being there for me.
Joyce D. - Client
"Thank you so much for seeing to me during this stressful time. You're a great team. Keeping my house was by far most important at my age & bad health...Many people who have lost control of their finances (like me) are blessed to find folks like Giles & Lambert...I will be able to sleep tonight. I am sure I will be seeing you soon. I do so appreciate your help and good service... 2nd chances feel good!
- Anonymous Client
NOTICE RE TAX REFUNDS!!
Most tax refunds can be protected and exempted in a bankruptcy. This is a great time of year to use your tax refund to get a fresh start and eliminate debts! But, if you are considering filing bankruptcy, the list below contains some of the things to NOT do with a tax refund unless you speak with an attorney. And, if you have already used the money for something on the list, don't despair -- just talk to your attorney about the impact.
WHAT NOT TO DO WITH A TAX REFUND
BEFORE FILING BANKRUPTCY:
Pay back any family members on debts owed to them.
Pay any creditor more than $600 on a past-due bill other than a car or house payment.
Spend money on luxury goods.
Give any money away, even to relatives.
Take an expensive vacation.
WHY USE YOUR TAX REFUND TO JUST CATCH UP, WHEN IT CAN HELP YOU ELIMINATE DEBTS FOREVER?
Many folks use their tax refund to temporarily catch up and then keep struggling to make minimum payments. If this is your situation, it is time to consider all options and see the advice of legal counsel to get out of the cycle of debt.
If you want to meet with the law firm of Giles & Lambert, PC, a solid firm which has been in the Roanoke Valley for more than 19 years helping folks eliminate debt, please e-mail or call us today to set up your free confidential consultation.
Bankruptcy can be a new beginning.
Relief is available and we can help. From automakers to individuals, bankruptcy is a legal solution to help:
*Stop Collection Calls
*Stop The Flood of Bills
*Eliminate debt forever!
Don't be fooled by debt consolidation firms that "negotiate" with creditors. Seek legal advice and know your rights!
Dealing with debt is difficult, but we can help put the force of law on your side.
It is easy in this day and age to let debts get out of control and to feel overwhelmed -- especially if creditors keep calling with harassing messages or threatening letters. Has your interest rate jumped so that you cannot make your mortgage payment and your minimum credit card, student loan, or other debt payments? Are you avoiding phone calls because you're afraid of aggressive collectors?
The bankruptcy attorneys at Giles & Lambert, P.C., may be able to help. Since 1993, we've proudly represented folks who need debt relief.
As the economy of Southwest Virginia has suffered and job layoffs increased, many good people have chosen to use the bankruptcy laws to relieve themselves of overwhelming debts. Debts that most of the time they would like to pay -- but simply cannot. These economic factors, combined with the higher credit card payment minimums and higher mortgage payments have put many good folks in a tough financial predicament.
The attorneys and staff at Giles & Lambert, P.C. offer the kind of personalized legal service you need. Roanoke, Virginia bankruptcy lawyer Malissa Lambert Giles with her husband Tracy Allen Giles provide professional, thorough, personalized, and detail-oriented legal representation throughout the Western District and Southwest Virginia.
The attorneys at Giles and Lambert, P.C. have helped thousands of clients out of financial trouble using a variety of solutions that include credit counseling and bankruptcy workouts. Though the procedure became slightly more complex under the 2005 Bankruptcy Reform Act, you are still able to file Chapter 7 or 13 should you need financial relief.
Our experience shows that each case is different. Let a Roanoke, Virginia bankruptcy lawyer at Giles & Lambert, P.C. work with you to find the solution that best fits your financial situation. Contact us for a no-obligation consultation today.
CALL (540) 981-9000 NOW TO FIND OUT IF WE CAN HELP YOU!
The Roanoke and Blacksburg offices of Giles & Lambert, P.C. represents folks from the Cities and Towns of Roanoke, Salem , Rocky Mount, Dublin, Blacksburg, Christiansburg and Radford and the Counties of Roanoke, Botetourt, Craig, Floyd, Montgomery, Franklin, Giles, and Pulaski.
The Martinsville office of Giles & Lambert, P.C. represents folks from the Cities and Towns of Martinsville, Rocky Mount, Collinsville, Danville, South Boston, Chatham and the Counties of Henry, Franklin, Pittsylvania, Halifax and Patrick.
This firm is a federally designated debt relief agency under theBankruptcy Abuse Prevention and Consumer Protection Act. We primarily provide services related to the filing of Chapter 7 and Chapter 13 bankruptcies.
DISCLAIMER: The information provided in this website is intended to be informational in nature and for the general public. No advice is intended to provide a solution to individual problems. No attorney-client relationship is created by use of this website and no offer for legal services is being made. The use of information contained in this website does not constitute an attorney-client relationship. Giles & Lambert, PC, strongly advises anyone considering bankruptcy to seek individual advice through a competent attorney.